Sharing your past, securing your future

The Miners State Bank - Personal Checking

College Accounts

  • No Monthly service charge
  • No fee online banking and bill payments
  • No minimum balance savings accounts
  • Master money debit card available
  • Direct deposit
  • 24 hour ATM Access
  • 24 hour telephone banking available
  • Must show student ID to qualify
  • After the 23rd birthday, account minimum balances and service charges may apply

Regular Checking

  • Unlimited Transactions
  • No minimum balance
  • $5.00 monthly service charge
  • Service charge waived with direct deposit of payroll, pension, social security or mortgage loan, installment loan, commercial loan of $5,000 or more or qualifying balances in savings, IRA or certificates of deposit
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Now Checking

  • Unlimited transactions
  • Minimum balance of $500 required
  • Service charge of $7.50 if balance falls below required minimum
  • Interest paid on daily balance
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Plus Checking

  • For those 55 years old and up
  • No minimum balance required, no monthly service charge
  • Unlimited transactions
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Golden Checking

  • Unlimited transactions
  • $1,000 minimum balance required
  • Interest paid monthly at current rate
  • Free 1 year rental on small Safe Deposit Box
  • Service charge of $7.50 if balance falls below required minimum
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Money Market Account

  • Minimum balance requirements of $2,500 to avoid a monthly service charge of $15.00
  • Interest paid monthly at a tiered rate (Contact for current rates)
  • Limitations apply for withdrawals
  • Monthly statements are mailed the first of each month
  • Interest is not paid if account is closed before interest is capitalized
  • Direct deposit

Overdraft Protection Line of Credit

  • We value your good credit
  • Overdraft protection line of credit means financial freedom and convenience
  • With our plan, you avoid costly overdraft charges
  • You may write your own loan any time you need extra money

Contact us here for more information or to set up an appointment at any branch location.

Online Security

We will never ask for your password and account information in an email.

Be sure to update your passwords regularly and use hard to guess passwords.