Banking Simplified

Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.

 

The Miners State Bank - Personal Checking

College Checking

  • $25.00 or more to open account
  • No monthly service charge
  • Monthly statement, e-statements available
  • Debit card and/or checks available
  • Unlimited transactions allowed
  • Direct Deposit welcome
  • Must show student ID to qualify
  • After the 23rd birthday, account minimum balances and service charges may apply
  • Online Banking, Mobile Banking, and Bill Pay Service available
  • Mobile Deposit available to those who qualify
  • 24/7 surcharge-free withdrawals with your Miners State Bank debit card at any Miners State Bank ATM

Regular Checking

  • $25.00 or more to open account
  • $5.00 monthly service charge
  • Monthly service charge waived when one of the following criteria are met:  Mortgage loan or consumer installment loan with us with a balance of $5,000.00 or more, Certificate of Deposit or Savings Account with balance of $5,000.00 or more, or if account is enrolled in electronic statements (e-statements)
  • Monthly statement, e-statements available
  • Debit card and/or checks available
  • Unlimited transactions allowed
  • Direct Deposit welcome
  • Online Banking, Mobile Banking, and Bill Pay Service available
  • Mobile Deposit available to those who qualify
  • 24/7 surcharge-free withdrawals with your Miners State Bank debit card at any Miners State Bank ATM

NOW Checking

  • Unlimited transactions
  • Minimum balance of $500 required to open
  • Service charge of $7.50 if daily balance falls below required minimum of $500
  • Interest paid on daily balance
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Plus Checking

  • For those 55 years old and up
  • $25.00 minimum to open
  • No daily minimum balance required, no monthly service charge
  • Unlimited transactions
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Money Market Account

  • $2,500 minimum to open
  • Minimum daily balance requirement of $2,500 to earn interest paid
  • Minimum daily balance requirements of $2,500 to avoid a monthly service charge of $15.00
  • Limitations apply for withdrawals
  • Monthly statements are mailed the first of each month
  • Interest is not paid if account is closed before interest is capitalized
  • Direct deposit

Overdraft Protection Line of Credit

  • We value your good credit
  • Overdraft protection line of credit means financial freedom and convenience
  • With our plan, you avoid costly overdraft charges
  • You may write your own loan any time you need extra money

Contact us here for more information or to set up an appointment at any branch location.

Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.