Banking Simplified

Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.

 

The Miners State Bank - Personal Checking

College Accounts

  • No Monthly service charge
  • No fee online banking and bill payments
  • No minimum balance savings accounts
  • Master money debit card available
  • Direct deposit
  • 24 hour ATM Access
  • Must show student ID to qualify
  • After the 23rd birthday, account minimum balances and service charges may apply

Regular Checking

  • Unlimited Transactions
  • No minimum balance
  • $5.00 monthly service charge
  • Service charge waived with direct deposit of payroll, pension, social security or mortgage loan, installment loan, commercial loan of $5,000 or more or qualifying balances in savings, IRA or certificates of deposit
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Now Checking

  • Unlimited transactions
  • Minimum balance of $500 required
  • Service charge of $7.50 if balance falls below required minimum
  • Interest paid on daily balance
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Plus Checking

  • For those 55 years old and up
  • No minimum balance required, no monthly service charge
  • Unlimited transactions
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Money Market Account

  • Minimum balance requirements of $2,500 to avoid a monthly service charge of $15.00
  • Interest paid monthly at a tiered rate (Contact for current rates)
  • Limitations apply for withdrawals
  • Monthly statements are mailed the first of each month
  • Interest is not paid if account is closed before interest is capitalized
  • Direct deposit

Overdraft Protection Line of Credit

  • We value your good credit
  • Overdraft protection line of credit means financial freedom and convenience
  • With our plan, you avoid costly overdraft charges
  • You may write your own loan any time you need extra money

Contact us here for more information or to set up an appointment at any branch location.

Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.