Banking Simplified

Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.

 

The Miners State Bank - Personal Savings

College Savings Account

  • Offers a competitive rate of interest on all balances $5.00 and up
  • Minimum balance to open: $5.00
  • No monthly service charge
  • Unlimited deposits, unlimited in bank withdrawals
  • Transfers and certain withdrawals are limited to 6 per calendar cycle, excess debits may incur excess debits fees
  • Unlimited in house withdrawals and ATM transactions
  • Proof of college registry required; after 23rd birthday account minimum balances and service charges may apply

Minor Savings

  • Offers a competitive rate of interest on a minimum balance of $5.00 and up
  • Minimum balance to open: $5.00
  • Minimum balance required to maintain account: $.01
  • Unlimited deposits, unlimited in house withdrawals
  • Transfers and certain withdrawals are limited to 6 per calendar cycle, excess debits may incur excess debits fees
  • Unlimited in house withdrawals and ATM transactions
  • Account will be changed to a regular savings upon 18th birthday, College Savings may be applicable at that time

Regular Savings

  • Offers a competitive rate of interest on balances of $300 and up
  • Minimum balance to open: $100
  • Minimum daily balance of $100 required to avoid a $5.00 monthly service charge
  • Transfers and certain withdrawals are limited to 6 per calendar cycle, excess debits may incur excess debits fees
  • Unlimited deposits, unlimited in house withdrawals

Golden Passbook Savings

  • Offers a competitive rate of interest on balances of $2,500 and up
  • Minimum balance to open: $2,500
  • Minimum daily balance to avoid $25.00 service charge: $2,500
  • Transfers and certain withdrawals are limited to 6 per calendar cycle, excess debits may incur excess debits fees 
  • Unlimited deposits, unlimited in house withdrawals

Health Savings Account

  • Offers a competitive rate of interest on a minimum average daily balance of $1.00 and up
  • Average daily balance of $1.00 required to obtain the Annual Percentage Yield
  • Monthly statement provided
  • Deposits limited to amount of deductible
  • $0.50 charge per debit
  • $5.00 minimum to open

Christmas Club Accounts

  • Requires a minimum of $5.00 to open
  • Unlimited deposits, any amount allowed
  • Offers a competitive rate of interest on a minimum average daily balance of $5.00 and up
  • Penalty for early withdrawal

Contact us here for more information or to set up an appointment at any branch location.

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Online & Mobile Security

  • We will never ask for your password and account information in an email.
  • Be sure to update your passwords regularly and use hard to guess passwords.
  • Mobile Banking has multiple layers of authentication to help prevent the wrong people from getting your information.

Mobile Banking

With Mobile Banking, you can access account information 24/7 from almost any mobile device.