Sharing your past, securing your future

The Miners State Bank - Personal Savings

College Savings Account

  • Offers a competitive rate of interest on all balances
  • Minimum balance to open: $5.00
  • No monthly service charge
  • Unlimited deposits, unlimited in bank withdrawals
  • Third party debits limited to 6 per calendar cycle, excess debits may incur excess debits fees
  • Proof of college registry required; after 23rd birthday account minimum balances and service charges may apply

Minor Savings

  • Offers a competitive rate of interest on all balances
  • Minimum balance to open: $5.00
  • Minimum balance required to maintain account: $.01
  • Unlimited deposits, unlimited in house withdrawals
  • Third party debits limited to 6 per calendar cycle, excess debits may incur excess debit fees
  • Account will be changed to a regular savings upon 18th birthday, College Savings may be applicable at that time

Regular Savings

  • Offers a competitive rate of interest on balances of $300 and up
  • Minimum balance to open: $100
  • Minimum daily balance of $100 required to avoid a $5.00 monthly service charge
  • Unlimited deposits, unlimited in house withdrawals

Golden Passbook Savings

  • Offers a competitive rate of interest on balances of $2,500 and up
  • Minimum balance to open: $2,500
  • Minimum daily balance to earn interest and to avoid service charge: $2,500
  • Unlimited deposits unlimited in house withdrawals

Health Savings Account

  • Offers a competitive rate of interest paid monthly
  • No minimum balance required
  • Monthly statement provided
  • Deposits limited to amount of deductible
  • $0.50 charge per debit

Christmas Club Accounts

  • Minimum to open $5.00
  • Unlimited deposits, any amount allowed
  • Competitive rate of interest paid annually
  • Penalty for early withdrawal

Contact us here for more information or to set up an appointment at any branch location.

Online Security

We will never ask for your password and account information in an email.

Be sure to update your passwords regularly and use hard to guess passwords.